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StabloTrading
Dividend Reinvestment Calculator

Dividend Calculator

Estimate dividend income, DRIP compounding, taxes, annual contributions, share growth, and your projected portfolio value over time.

End balance
$93,918
Annual income
$4,464
Total gain
$59,918

Growth projection

Balance and dividend income by year.

Starting shares: 200.00

Annual results

Scroll horizontally on small screens.

YearDividend/shareSharesAnnual dividendsAfter taxYield on costEnd balance
1$2.00231.71$453.74$385.683.44%$11,585.68
2$2.10263.97$542.53$461.153.72%$13,594.41
3$2.21296.85$640.36$544.304.00%$15,746.54
4$2.32330.46$748.17$635.944.30%$18,054.88
5$2.43364.87$867.03$736.974.61%$20,533.50
6$2.55400.21$998.11$848.404.93%$23,197.90
7$2.68436.58$1,142.74$971.335.28%$26,065.17
8$2.81474.10$1,302.40$1,107.045.65%$29,154.16
9$2.95512.89$1,478.72$1,256.916.04%$32,485.69
10$3.10553.09$1,673.55$1,422.526.47%$36,082.78
11$3.26594.84$1,888.97$1,605.626.92%$39,970.89
12$3.42638.31$2,127.29$1,808.207.41%$44,178.21
13$3.59683.65$2,391.13$2,032.467.94%$48,736.02
14$3.77731.06$2,683.41$2,280.908.51%$53,679.00
15$3.96780.72$3,007.44$2,556.329.13%$59,045.69
16$4.16832.87$3,366.93$2,861.899.80%$64,878.96
17$4.37887.72$3,766.07$3,201.1610.53%$71,226.49
18$4.58945.54$4,209.60$3,578.1611.32%$78,141.44
19$4.811006.60$4,702.87$3,997.4412.19%$85,683.13
20$5.051071.20$5,251.93$4,464.1413.13%$93,917.76

Projection only. It assumes contributions happen at the start of each year, dividends are paid evenly according to the selected frequency, and DRIP buys shares at the current modeled share price. It does not account for fees, dividend cuts, special dividends, or market volatility.

Glossary & Formulas

Key Terms

Starting principal
The initial amount of money invested to purchase shares.
Dividend yield & growth
The yield is the expected annual percentage payout based on the share price. The growth is the expected annual percentage increase of that payout.
DRIP (Dividend Reinvestment Plan)
The process of automatically using cash dividends received to purchase additional shares of the underlying asset.
Yield on cost
The annual dividend income divided by the total original principal and contributions invested.
Share price growth
The estimated annual appreciation of the stock's underlying price, driving capital gains independent of dividends.

Formula Used

When DRIP is enabled, dividends generate a compounding effect by acquiring more shares. The period-over-period logic is:

Gross Div = Shares × (Yield / Payments)
Net Div = Gross Div × (1 - Tax Rate)
New Shares = Net Div / Current Price
  • Shares: The current number of shares owned.
  • Yield: The annual dividend yield rate.
  • Tax Rate: Applicable dividend tax percentage.
  • Payments: Dividend frequency per year (e.g. 4 for quarterly).
  • Current Price: The modeled share price that appreciates yearly by the growth rate.